Coverage Unlike Any Other

Whether it's your vacation home or your primary residence, you want your home on the lake protected. Lakefront homes have unique insurance needs. We've crafted a custom policy with specific coverages for lakefront owners like you.

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Higher Limits for lake-specific coverages including:

Docks, boat hoists and sea walls. Property you keep on the lake shore like anchored rafts, water trampolines and slides, even ice shanties. Damage caused by wave action from a storm. Collapse due to hydrostatic pressure. Water backup and sump discharge or overflow. Boats, kayaks, paddle boats, etc. Boat Waterside Assistance and more!

Protect the lake front lifestyle for your future generations:

In addition to the coverages included in our Lake Estate®policy, we can provide coverage for lakefront property that is owned in the name of a Trust or a Limited Liability Corporation (LLC). Ensuring your families future is protected.

A life you built, that is worth protecting:

Just as every shoreline is distinctive, so too should be the insurance to protect your estate on the lake. That’s why we’re the first company in Michigan to offer comprehensive protection of your cherished lake home. Contact your local Farm Bureau Insurance agent today to learn about a customized Lake Estate® policy.

Testimonials

I’ve been a Farm Bureau customer since I moved to MI 4 years ago. Jacey Carner and her team are absolutely the best in the business. Always a phone call away and they will do whatever is needed to ensure your risk needs are met. If you want an agent who works as hard as you, I would look no further.

—Trent W., Insured

Jacey and Ann are FANTASTIC to work with! They are very knowledgeable, professional, and hard working. Jacey worked after hours and over the weekend to get my policy completed, which meant a lot to me and my family!

—Amy S.,

I have been with The Carner Agency for over three years. Each year I shop around to see what savings may be out there. Occasionally another company can save in one area but numbers to paper for the year with everything I insure, Jacey has continued to give me the better rate and great service. Very friendly staff and VERY involved in the community.

—Brian F., Insured